There are countless auto companies writing business in Florida, so how do you know which one is best for you?
Well to tell you the truth, it boils down to who wants you, not who do you want! That sounds horrible, and frankly it ticks me off too that companies use many factors to decide what they will charge you for auto insurance and very little of it has to do with your driving history.
First, did you know that you receive discounts for owning a home? Ok, most people know that, but did you know that some auto insurance companies will not even write you a policy if you do not own a home?
Did you know you receive discounts for
1 Being married
2. Having an email
3.Type of car you drive
4. Car safety features
5. Driving record
6. Paid In Full discounts
7. EFT or automatic withdrawal payments discounts
8. Drivers education
9. 7 day quote advance
10. College education
11. Low mileage
12. Accident free for 3-5 years
13. continuous coverage with same carrier
14. Multi Policy discount such as auto , boat, and rv
But did you know that the companies that you give you all those great discounts may not write you if you have
1. Had an accident in the past 3 years
2. medium to bad credit, even if it is medical bills.
3. Don’t own a home
4. Have less than 100/300 Bodily Injury coverage
5. Do not have 5 years continuous coverage
6. Have a vehicle that is not accepted by their underwriting guidelines.
7. Had no prior insurance, even if you did not own a vehicle
8. Are single and under 25
There are so many factors that can work in your favor or against you when it comes to auto insurance. Call me or Virginia and we can make sure you get the best possible coverage for the best possible rate for your specific needs. 813-886-4446
December 1, 2009 at 4:00 pm |
Those are A LOT of different ways to get discounts – I had NO idea!
December 4, 2009 at 9:02 pm |
That is why people need to call me!!!!
I am their advocate to make sure they are getting every possible discount!!!